Futureproofing Your Home With Equity

A home equity loan for futureproofing renovations can provide access to funds without needing to sell your property or dip into retirement savings. By unlocking some of the value built up in your home, you can invest in upgrades that make daily living easier, safer and more enjoyable over time. Learn more about what options we offer at Inviva.

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What are the benefits?

Using home equity for ageing in place or long-term planning can offer several advantages compared to other types of financing.

1

Stay in the home you love while planning for the future

Futureproofing renovations can make it easier to remain comfortable in your home as your needs evolve. Using home equity for futureproofing allows you to fund improvements without needing to move or downsize earlier than planned.
2

Preserve your retirement savings

Major renovations can be expensive. A home equity loan for futureproofing renovations allows you to fund improvements while preserving savings or superannuation for other retirement expenses.
3

Access funds as your renovation progresses

‍Because the loan is typically repaid when the property is sold, or the borrower pSome homeowners prefer the flexibility to draw funds only when needed. This can make it easier to manage staged renovations, such as installing accessibility upgrades or improving key living spaces.asses away, this can relieve significant financial pressure while you adjust to the move to aged care and provide more flexibility as your circumstances continue to change.
4

Support ageing in place

Using home equity for ageing in place allows you to make practical upgrades that support long-term independence. This may include improving accessibility, upgrading bathrooms or modifying entryways and walkways.
5

Create a home that supports retirement living

Some homeowners choose to unlock home equity for retirement living so they can adapt their home for long-term comfort. This might include improving lighting, upgrading flooring or redesigning living spaces to make them safer and easier to navigate.

Why choose Inviva?

  • Experienced guidance — Our team understands the needs of homeowners planning for the future and provides clear, personalised support throughout the process.
  • Clear and upfront pricing — We believe in transparency, so you will understand the fees and costs involved from the beginning.
  • Flexible funding options — Access your funds in a way that suits your plans, whether that's a lump sum, regular payments or a line of credit.
  • Efficient approval process — Our streamlined application and approval process helps you access funds sooner, so you can move ahead with your futureproofing plans
Explore how an Inviva home equity loan for futureproofing renovations can help you create a safer, more comfortable home for the future.
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Futureproof your home with Inviva

If you're thinking about how to unlock home equity for retirement living, Inviva can help you explore your options. Use our home equity calculator to estimate how much you may be able to access, apply online in less than 30 minutes, or speak with our team about how home equity for futureproofing could support your long-term plans.

Frequently Asked Questions

Can you use home equity to futureproof your home for retirement?
How does using home equity for futureproofing renovations work?
What types of futureproofing renovations can a home equity loan cover for ageing in place?
Is using home equity for ageing in place different from unlocking home equity for retirement living?

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