Did you know you can refinance and change reverse mortgage providers? It's easy!
Refinancing can potentially save you money with lower interest rates and may even allow additional features and increased capital to be withdrawn based on your current property price.
Whether you're with a big reverse mortgage provider or a small one, see if refinancing makes sense with Inviva’s reverse mortgage health check.



Is your current interest rate higher than 8.70%?
Would you like access to a line of credit as part of your loan and don't already have one (access funds only as you need to and don’t pay interest on undrawn funds)?
Is getting access to additional funds difficult with your current reverse mortgage?
Do you want to borrow more funds?
Use our Home Equity Release calculator to find out how much you could borrow
Your current loan may already meet your needs.
But if you want to find out more about what Inviva can offer, click below to read about our reverse mortgage or request a call with one of our team.
Your current loan could be a good fit, but you might be able to do better.
Click below to see how much you could borrow from Inviva or request a call with one of our team.
It could be time to think about refinancing.
Click below to apply or find out more about how Inviva can help.
Refinancing a reverse mortgage involves closing your existing loan and replacing it with a new one. The process includes applying with a new lender, providing updated information about your property and financial situation and having the property revalued. The new lender assesses your age, property value and available equity to confirm that the current loan can be paid out.
Yes, but it depends on how much equity you have and whether the new loan can safely cover the amount you owe. Some borrowers refinance to manage their commitments into one place or to gain more flexibility. Contact our team at Inviva if you would like to discuss your options.
Before comparing loans for refinancing a reverse mortgage, think about how refinancing may affect your long-term plans. Key points to consider include:
Independent financial advice can help you decide whether refinancing is the right step for your circumstances.