Helping accountants deliver better financial outcomes for their clients
As an accountant, you're often the trusted advisor clients turn to when navigating retirement, managing cash flow, planning for aged care, or making important financial decisions.
Many Australians aged 55+ have built significant wealth through property ownership but may have limited access to cash when they need it most. Traditional lending solutions often rely on income serviceability, making it difficult for retired or semi-retired clients to access funds despite substantial home equity.
Inviva helps eligible homeowners aged 55+ unlock the equity in their property through flexible Home Equity Release Loans, providing a practical solution when conventional lending options are no longer suitable.
By partnering with accountants, Inviva helps clients access funding while supporting long-term financial planning and lifestyle goals.
Benefits for your practice
Provide solutions for asset-rich, cash-poor clients
Help clients who may not qualify for traditional lending despite holding substantial wealth in property.
Expand the opportunities available to clients
Introduce a practical funding solution for retirement, aged care, estate planning, and cash flow management scenarios.
Strengthen long-term client relationships
Support clients through major life transitions while helping them preserve flexibility and financial independence.
Specialist support from Inviva
Our team manages the application process and provides dedicated support to ensure a smooth client experience.
Benefits for your clients
Access funds without selling property
Support retirement income
Fund aged care
Manage cash flow
Estate planning
Flexible funding
Protecting what matters most
Graham (74) and Diane (69), from Bateau Bay on the Central Coast of NSW, have spent many happy years in their home.
Like many retirees, they were feeling the pressure of rising living costs while managing existing debt and increasing medical expenses. The couple still had a $160,000 mortgage with CBA and had begun experiencing financial hardship.
In recent years, Graham's health had declined, with worsening memory loss and depression creating significant emotional strain for the family. Diane, who acts as Graham's Power of Attorney, was determined to keep him in the home they love. She believed staying in familiar surroundings was critical for Graham's wellbeing and stability, particularly because he spends so much time in his workshop, his happy place, and a source of comfort during difficult days. The last thing they wanted was the stress and upheaval of having to sell their home and leave the local community they know so well.
After discussing their situation with their accountant, Graham and Diane explored a Home Equity Release Loan with Inviva to help ease financial pressure while remaining in their home.
By accessing equity in their property, they were able to pay out their existing mortgage, clear lingering credit card debt, and provide additional funds for essential home maintenance, everyday living costs and ongoing medical expenses.
Most importantly, the solution allowed Graham to remain in the environment where he feels safest and happiest.
For Diane, releasing equity from their home wasn't just a financial decision, it was about protecting Graham's quality of life and giving their family greater peace of mind.
*Client success stories are inspired by real borrower scenarios. Names and some details have been changed to protect privacy.
Partner with Inviva
Help your over clients unlock the value in their property while supporting broader retirement, aged care and cash flow strategies.
Whether you're supporting a client with a specific funding need or looking to understand how home equity solutions may complement broader financial planning discussions, Inviva is here to help.
Contact our Partnerships Team on 1300 222 223
Inviva holds its own Australian Credit Licence (ACL 533319) and manages the entire lending process, so referring a client never places any credit licensing or advice obligation on you or your practice.