Home equity loan for solar system installation

Installing solar can cut bills and boost home comfort, but the upfront cost often gets in the way. A home equity release loan gives you flexible access to funds using the value already built in your property. It helps cover panels, batteries and the installation of your solar power setup, along with other renovations in your home (such as the bathroom and kitchen), so you can enjoy long-term energy benefits and a better living space sooner.

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What are the benefits?

Using a home equity loan for solar offers practical financial flexibility when upgrading to clean energy.

1

Cover installation costs without draining savings

A home equity loan for solar panels and installation lets you use the value in your property to avoid large upfront out-of-pocket costs. This makes the switch to renewable energy more achievable while keeping everyday cash flow steady.
2

Flexible drawdown options for staged solar projects

Solar installations often involve multiple steps (equipment deposits, installation day payments and optional battery add-ons). Flexible drawdown options allow you to access funds as needed, whether as a lump sum or staged advances. This helps you manage timing, supplier requirements and unexpected project costs without financial stress.
3

No mandatory repayments during the loan term

With interest capitalised onto the balance, a home equity release loan gives breathing room while your new system begins delivering savings. You can make voluntary repayments anytime to reduce interest, and you’re free to repay at any time without penalties. This is ideal for households managing multiple financial commitments.
In summary, using a home equity loan for solar panels can help you access cleaner energy sooner and reduce long-term household expenses. However, please note that unless you choose to make interest repayments, your loan balance will grow over time and your remaining equity may reduce. Property value changes and the impact on any future inheritance should also be considered. Please consult a licensed financial advisor to understand how this option fits your circumstances.

Why choose Inviva?

  • Specialists in reverse-mortgage lending — Our team brings deep knowledge of home equity release loans and offers supportive guidance.
  • Upfront, honest pricing — All fees are transparent, with no hidden charges and a breakdown before you proceed.
  • Flexible access to funds — Draw what you need as a lump sum, regular payments or a line of credit, with the freedom to repay at any time without penalties.
  • Fast, streamlined process — A smooth application and quick approval help you move ahead with your solar installation without delay.
See how an Inviva home equity release loan can help you power your home more efficiently. Apply now or contact us with any questions.
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Frequently Asked Questions

How does a home equity release loan work to fund solar panels and batteries?
How much can I borrow for solar, and can funds be drawn in stages or as a lump sum?
What are the repayment options, and can I repay early without penalty?

Free home equity release loan guide

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