Home equity loans for weddings

A wedding should feel joyful, not stressful, yet costs can place real pressure on savings. A home equity loan for a wedding lets you unlock part of your property value to cover the celebration you or your child deserves, along with coverage for other possible expenses, such as renovations, travel plans or debt consolidation. It offers flexible access to funds that ease the financial strain and help you create a memorable day without sacrificing long-term comfort.

Happy man who's taken out home equity loan carries grand daughter

What are the benefits?

Utilising a home equity loan for a wedding offers practical financial flexibility when planning a major milestone.

1

Access funds without disrupting everyday comfort

A home equity release loan lets you draw from the value you’ve already built without draining savings or super. You can fund key wedding expenses while keeping your day-to-day lifestyle steady.
2

Flexible drawdown options to match your planning timeline

You can access funds as a lump sum, staged advances or a line of credit. This flexibility supports deposits, final balances and unexpected costs as they come up. It helps you manage cash flow throughout the wedding planning process without feeling squeezed at critical moments.
3

No mandatory repayments during the loan term

There’s no requirement to make regular repayments, which means you can focus on the event rather than immediate bills. Interest is added to the loan balance, giving space to manage other priorities. This can be helpful for parents funding a child’s wedding or couples balancing multiple commitments.
In summary, using a home equity loan for a wedding can ease financial pressure, cover key costs and keep your savings intact during an important life event.

However, remember that unless you choose to make interest repayments, your loan balance will grow over time and your remaining equity may reduce. Moreover, property values change and the effect on any future inheritance should also be considered. Please consult a licensed financial advisor to understand how this option fits your personal circumstances.

Why choose Inviva?

  • Expertise & support — Our team brings deep reverse-mortgage experience and offers clear, personalised support from the first conversation to settlement.
  • Transparent costs — Costs are transparent, with no hidden surprises and a breakdown provided upfront.
  • Flexible options — Access funds your way, whether as a lump sum, regular payments or a line of credit, with the freedom to repay early without penalties.
  • Quick access — A smooth application process and quick approval mean funds are available when you need them most.
Discover how an Inviva home equity release loan can help you create an unforgettable wedding. Apply now or reach out to us with any questions.
Cool couple enjoying their own home

Frequently Asked Questions

How does a home equity release loan work to fund wedding costs?
How much can I loan against my home equity for a wedding, and what determines the limit?
What are the repayment options, and can I repay early without penalty?