See how much you could borrow with our reverse mortgage calculator

Answer a few quick questions to get an estimate of your property value and how much you could access through a reverse mortgage, all in under 60 seconds.

Why use Inviva’s reverse mortgage calculator

We've designed our calculator to give you clear answers without any strings attached. Here's what to expect:

Instant, automated estimate
You'll see a result in under 60 seconds.
100% secure and private
We protect your details and never share them without your consent.
Obligation-free
Getting your estimate costs nothing and comes with no commitment.
No impact on your credit score
Checking your estimate won't affect your credit file.

What our customers are saying

Inviva has responded to my needs with minimum of fuss. I received approval very quickly and the funds were made available in a very short time. A great company

M
Margaret
Glenning Valley, NSW

Our Inviva experience has been a very stress free one. Our application was processed quickly in a very professional manner with prompt assistance the few times we needed it. I can’t speak highly enough of the team and process

P
Peter
Ormiston, QLD

A great easy process with the funds available in under 2 weeks and it was very easy to complete all required documentation

G
Gregory
Ourimbah, NSW

Inviva's web page provided sufficient information to continue the application process. Each step was confirmed and once our application was submitted follow up emails continued until settlement

G
Geoffrey
Southport, QLD

I would like to thank Inviva for great and quick service. Job well done, thank you

I
Ivan
Tarragindi, QLD

Pleasant and professional service and advice - all enquiries promptly answered. Highly recommend

R
Richard-Lee
Hobart, Tasmania

Frequently Asked Questions

How does a reverse mortgage calculator work?

A reverse mortgage calculator in Australia estimates your potential borrowing amount using your property value and age , rather than calculating repayments like a standard home loan calculator. Since a reverse mortgage doesn't require monthly repayments, the calculation focuses on how much equity you may be able to access, not what you'd need to pay back each month.

Exactly how much can I borrow with a reverse mortgage?

How much you can borrow with a reverse mortgage depends on factors including your age, your property's value and its location. Any existing mortgage or secured debt is usually paid from the loan proceeds, reducing the amount you receive.

Our calculator gives you an indicative figure based on these details in under a minute, though your final borrowing amount will be confirmed after a formal property valuation and assessment.

What can I do after calculating how much I could borrow?

Once you have your estimate, you can start your application or speak with a member of the Inviva team about your reverse mortgage options. You can also check out our other calculators, like our calculator for parents and children.

Still have questions?

Call us on 1300 222 223, or get in touch via our website.

Free consultation

Free reverse mortgage Australia guide

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The information on this website is general in nature and does not take into account your personal circumstances, objectives or financial situation. Before acting on information on this website, please consult your professional or financial advisor to determine whether it is appropriate for your circumstances.