What’s the difference between Inviva's home equity release loans and other reverse mortgage products on the market?

Inviva's home equity release loans have all the key features of a standard reverse mortgage, allowing you to free up part of the value of your property without having to sell it.  With an Inviva loan you aren’t required to make any interest or principal repayments until the end of the loan.  However, you have the option to make repayments at any time, and to redraw those funds at a later stage if you choose to do so.

It also comes with a ‘no negative equity’ guarantee, so you can never owe us more than the market value of the property.

Our key differences:

Unlike some other reverse mortgage providers, we will lend to borrowers aged 55 to 60.  We also typically allow you to borrow against properties other than your primary home such as an investment property or holiday home.  

Back to FAQs

Related FAQs

Can I release equity from my investment property without selling it?

Read More

What’s the difference between a Home Equity Release Loan and an Investment Property Equity Release Loan?

Read More

Is there a risk I’ll owe more than the property is worth?

Read More